Pulse Fintech
Free Zone + Banking + 3-yr CTFrom signature to trade license in 9 working days, with bank account live two weeks later.
The challenge
Pulse Fintech had closed a USD 4M seed round in London and needed a UAE entity live in under three weeks to onboard their first regional bank. Two other firms had quoted 6–8 weeks. A third had started the work and got stuck on UBO documentation. The clock was running.
What we did
- Day 1: 90-minute scoping call. Recommended DMCC over ADGM given customer base and bank preference.
- Day 2–3: Trade name, initial approval, MOA drafting and notarisation lined up in parallel.
- Day 4–6: UBO file rewritten — the previous firm had structured it with a passive holdco the FTA didn't accept. We restructured to direct ownership.
- Day 7–9: License issued. Establishment card and immigration file in motion the same day.
- Week 3: Tier-1 bank account opened with a fully prepared compliance dossier.
- Quarter 1: CT registration filed. First quarterly review delivered.
The results
- Trade license issued in 9 working days vs. the 30-day industry average.
- Bank account live in 11 working days from license issuance — first attempt, no rework.
- Zero FTA penalties across three years of corporate tax management.
- First regional bank onboarded one week before their internal deadline.
"Three other firms told us 30 days. AMT did it in 9 and our books have been spotless ever since. The senior partner still picks up her phone."— Khalid Al-Mansouri, Founder, Pulse Fintech
What came next
Pulse moved onto our monthly accounting and quarterly CT retainer. We've since added VAT compliance, expanded their visa quota by 14, and supported their Series A diligence with a clean audit-ready data room.
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Banked in 11 days with a fully prepared compliance dossier.
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