Case study · Fintech

Pulse Fintech

Free Zone + Banking + 3-yr CT

From signature to trade license in 9 working days, with bank account live two weeks later.

[ Pulse Fintech HQ photo ]
Fintech
Industry
Formation · Banking · CT
Services used
9 days
Time to license

The challenge

Pulse Fintech had closed a USD 4M seed round in London and needed a UAE entity live in under three weeks to onboard their first regional bank. Two other firms had quoted 6–8 weeks. A third had started the work and got stuck on UBO documentation. The clock was running.

What we did

  1. Day 1: 90-minute scoping call. Recommended DMCC over ADGM given customer base and bank preference.
  2. Day 2–3: Trade name, initial approval, MOA drafting and notarisation lined up in parallel.
  3. Day 4–6: UBO file rewritten — the previous firm had structured it with a passive holdco the FTA didn't accept. We restructured to direct ownership.
  4. Day 7–9: License issued. Establishment card and immigration file in motion the same day.
  5. Week 3: Tier-1 bank account opened with a fully prepared compliance dossier.
  6. Quarter 1: CT registration filed. First quarterly review delivered.

The results

  • Trade license issued in 9 working days vs. the 30-day industry average.
  • Bank account live in 11 working days from license issuance — first attempt, no rework.
  • Zero FTA penalties across three years of corporate tax management.
  • First regional bank onboarded one week before their internal deadline.
"Three other firms told us 30 days. AMT did it in 9 and our books have been spotless ever since. The senior partner still picks up her phone."
— Khalid Al-Mansouri, Founder, Pulse Fintech

What came next

Pulse moved onto our monthly accounting and quarterly CT retainer. We've since added VAT compliance, expanded their visa quota by 14, and supported their Series A diligence with a clean audit-ready data room.

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